Articles Library

We have hundreds of articles for all business sectors. Scroll below to sample snippets each – use the Category filter on the right to quicken your selection.


Customers and Cash Flow

The challenge of late paying customers is one that every business has to deal with at some stage. Typically there are four types, so read on if you want to find out who you could be dealing with.  1. In their own time: The chronic late paying client can be an ongoing challenge. Often it’s the big corporations with 90-120 day payment terms that sit in this category and demand to do everything in their own time. But it can also be a standard customer who just never pays on time and is straight out unreliable. If it’s the former, consider invoice finance as a solution to allow you to get faster access to your cash. If it’s just a lack of reliability then consider a credit check and whether you want to avoid doing business with them at all…

Good Relationship, Great Cash Flow

Your customer has chosen YOU for a number of reasons i.e. they need your product/service and they ‘like’ you. So, an opportunity exists to negotiate payment terms. When striking the deal consider discussing or formalising payment terms. Anticipate prior to this point what your cash flow challenges might look like. A simple cash flow projection can predict this. Here are our tips around leveraging a good customer relationship for great cash flow…
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Purpose-Fit Invoice Finance

Invoice finance is an increasingly popular tool that is used by businesses to boost their cash flow. If you’re wondering if invoice finance is a smart solution for your business then read on. Here are just six of the cash flow challenges that can benefit from invoice finance solutions. Before we start it’s worth touching on the basic requirements. To use invoice finance your business needs to provide either products or services to other businesses, and you need to manage your payment processes by invoicing for your goods and/or services after they have been delivered…

Cash Flow Alert

Without robust forecasting and monitoring it’s easy for your cash flow position to run away from you. If you want to get to know the status of your working capital in great detail, there’s no time like the present. Keep your eyes open for these five warning signs that your working capital is not all it should be. If you suspect a crisis is upon you don’t hesitate to call in expert help…

Cash Flow – Taking Control

Be aware. Cash flow forecasts will not mean that you have a crystal ball that predicts the actual future of your finances, but they will give you an element of certainty that will arm you in your decision making and planning. The starting point for your cash flow forecast is now. Look forward in incremental steps – you may want to put a forecast in place for next week, next month, next quarter or next year. The more detailed you get, the better you will be prepared for the future…

Cash Flow – Smart Collections

Any growing business is of course keen to grow sales. But improving your receivables is about more than just boosting the volume of cash into the business, it’s also about a focus on improving the speed of payments. From the best customers to the worst, there are a range of things that you can do to support your customers paying on time – or even early. Here is part three of our five part series on managing your cash flow…

Cash Flow – Payment Behaviour

It’s not what you pay; it;s how you pay. Every business needs to keep a close eye on its expenses, especially if you are growing and you risk being short on cash. Keep an eye out for costs that increase faster than revenue, and follow these steps to stay on top of what you are spending. Read on for part five of our five part series on cash flow management…

Why Do Some Small Businesses Never Get Off the Ground while Others Go Gangbusters?

Two words – Social Media.  Social Media is the sticky, catchy, viral ‘glue’ that connects us digitally to everything we want, need and dream of.  Want more customers for your business? Get social. Looking for a product, service or brand? Socialise online and you’ll find it.  Customers and businesses chat together openly in this huge online playground. Facebook lets you find your exact customer, by age, gender, location, behaviour and very specific interests (Hobbit Desolation Smaug, anyone?) while Instagram uses #hashtags to bring people and brands together through #commonground and #commoninterests…

Measure of Success

Whether you want your business to grow in leaps and bounds or at a steady incline, there is no doubt about the importance of metrics as a business tool. Do you want to chart your progress but are not sure where to begin? Read on for our five step guide to using metrics to drive your business ahead.  Define success: Whether you choose one, five or 10 years as a time period to build your goals around
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Are You Pushing the Right Buttons?

Motivating your team is important if you want your business to be a success. Staff and business partners who are motivated are more productive and harder working. They are also less likely to leave. So read on for our suggestions on how to get your business moving by focusing on recognition and development.  Recognition is the process of highlighting an important achievement and thanking someone…
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