Articles Library

We have hundreds of articles for all business sectors. Scroll below to sample snippets each – use the Category filter on the right to quicken your selection.


What’s in Your Business’s Personality?

In today’s fast-moving world even professional services firms including accountants, lawyers and financial advisers are defining their personalities and using them in their marketing to differentiate themselves from their competitors.  Although you’re not likely to get a big assignment just from sending a prospect your firm’s promotional materials, everything that carries your firm’s name has to also communicate a sense of your firm’s personality – who you really are and how you relate to your clients…

Rebranding Your Business – a Quick Guide

Is it time to rebrand your business or product? If you’re worried that your customers and your branding may have parted company, or your competition may have moved in on your territory, then read on for our guide on what to consider before rebranding your business.
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Seasonal Businesses: Making a Financial Roller Coaster Work for You

If you’re thinking about setting up a seasonal business then you’d better prepare to experience some cash flow highs and lows. We suggest four steps that you can take to ease your journey across the peaks and troughs.  In seasonal business you will experience an On and Off Season. In the On Season it will be all hands to the pumps and a rush of high productivity and great cash flow. In the Off Season you’ll experience the quiet that signals that no cash is coming through the door. Here are some smart business strategies that you can consider to optimise the way that your business copes with seasonal highs and lows…

Love Your Invoices – They’ll Reward You for It

We all need to get paid… but for many small businesses, getting invoices out and money back in, can become an ongoing issue. We have five top tips to get your invoices working hard for your business. 1. Systemise… The more you can automate the invoicing process, the easier it will be for you (and your team) and the more transparent it will be for your customers. Sure, it takes a bit of time upfront to get things set up – whether you use a software program or simply an invoice template. But once you have your templates and related client detail in place, the task of preparing invoices won’t be quite as daunting…

Mind the Gap: Short Term Funding for Labour Based Businesses

When your business is small and starting out, it’s not unusual to encounter a funding gap – particularly if you operate in a labour based business. If you’re trying to balance the books and the numbers don’t add up, consider invoice funding as a solution. Here are our tips on how it can best support your business.  Know your cash flow: In an ideal world, all pay cycles would align – but let’s be realistic, that just doesn’t happen…

Driving Business – New Small Business Lending Solution

There’s no question that the bank is the first port of call for small business when cash gets a bit tight. But the bank can’t always help, especially when time is short and existing facilities tapped.  “The question is – where do you go when the bank is unable to help either due to timeframes or restrictions on current facilities,” says Colin Chisholm, Managing Director, Fifo Capital…

7 Tips for Improving Your Cash Flow

They say cash is king. Find out how to give yours the royal treatment.  There’s a golden rule in business you’d be smart to learn now: No matter how much you sell, if you don’t collect the money, you’re going to go out of business. As business owners, we often get so wrapped up in selling our products and services that we forget to take the time to ensure we’re managing our cash flow and receiving the money for those sales. But when it comes to your bottom line, you’d be wrong to simply focus on total sales dollars: You also need to focus on the cash collection of those sales…

Steering Clear of Bad Debt

No business wants to deal with bad debt, but it’s unfortunately it’s more common than we’d like. You can protect your business by creating a robust payment infrastructure. Minimise your risk by following these simple steps.  1. Be cautious: Credit check new and existing customers up front, and keep files up to date. Failure to pay has a big potential cost to your business so this is a worthwhile investment. 2. Be organised: Structure your payments with incentives for early payment or on time payment, and/or penalties for late payment…

Cash Flow Basics

If you don’t know the first thing about your business’s cash flow, now’s the time to take control. As business owners, we all know it’s true: Cash is King. Without it, your business couldn’t survive. That’s because you need cash to operate and grow your business. How else will you ensure you’re able to purchase supplies, pay your rent, advertise, hire employees or take care of the myriad other business activities that require money?…

Cash Flow Tune Up

Like a car without oil, a business simply can’t operate without cash flow. The profitability of the business may look healthy, but as all seasoned small business owners know, it’s what’s in the account not on paper that keeps the weekly operations turning.  It can be tricky to get cash flow right – simply because there are many elements that can affect it: clients; suppliers; your own processes and structures. But one thing can be said for certain, putting in place a few structures makes a considerable difference. If you’re looking to improve your cash flow, have a look at some of the quick-wins we suggest below…