Articles Library

We have hundreds of articles for all business sectors. Scroll below to sample snippets each – use the Category filter on the right to quicken your selection.


Steering Clear of Bad Debt

No business wants to deal with bad debt, but it’s unfortunately it’s more common than we’d like. You can protect your business by creating a robust payment infrastructure. Minimise your risk by following these simple steps.  1. Be cautious: Credit check new and existing customers up front, and keep files up to date. Failure to pay has a big potential cost to your business so this is a worthwhile investment. 2. Be organised: Structure your payments with incentives for early payment or on time payment, and/or penalties for late payment…

Cash Flow Basics

If you don’t know the first thing about your business’s cash flow, now’s the time to take control. As business owners, we all know it’s true: Cash is King. Without it, your business couldn’t survive. That’s because you need cash to operate and grow your business. How else will you ensure you’re able to purchase supplies, pay your rent, advertise, hire employees or take care of the myriad other business activities that require money?…

Cash Flow Tune Up

Like a car without oil, a business simply can’t operate without cash flow. The profitability of the business may look healthy, but as all seasoned small business owners know, it’s what’s in the account not on paper that keeps the weekly operations turning.  It can be tricky to get cash flow right – simply because there are many elements that can affect it: clients; suppliers; your own processes and structures. But one thing can be said for certain, putting in place a few structures makes a considerable difference. If you’re looking to improve your cash flow, have a look at some of the quick-wins we suggest below…

11 Business Bookkeeping Tips

Recruiting a book-keeper? Start here. As a business owner it’s common that you become a jack of all trades. You manage and understand all elements of your business and need to have the ability to see holistically what needs to be done. At some point in your growth, even if your background is in finance, you’re likely to identify the need to employ a financial expert. Whether you choose to take on board a book-keeper or you consider a broader accounting position, there are key skills that you need to look for to make sure your accounts are in good hands. Here are 11 expectations to set for your book-keeper…
Read more

Start Up Cash Flow

If you’ve got a great idea and you want to turn it into a business reality, you’re going to need the cash to make it happen. Not every business owner has property available or that they want to use to secure lending, and it has been a long time since new companies had to rely solely on the interest of the right investor to get their business off the ground. From crowd-funding to straightforward finance options, there are a huge range of ways to get the money you need to drive your business forward. Here’s a list of 9 ways you could finance your start up…

Cash Flow – Boosting Capital

Sooner or later, there’s a chance that your cash flow forecasting will highlight a shortfall in funding. The good news is that the time you have invested in preparing your forecast has allowed you to identify this issue in advance of it happening. You should have time to choose the right solution. Here’s part two of our five part series on managing your cash flow.  There are a range of finance options available to you, and the secret to their success is your ability to match the right option to your business needs. Once you have chosen your preferred option you can do the paperwork in advance, without having to look for an urgent turnaround…

Cash Flow – Protect Your Business

Keep a close eye on your customers and protect yourself from late or non-payment with clear payment terms and good communication. Read on for part four of our five part series on cash flow management.  Know your customers: Make it part of the way that you do business to credit-check new customers. This includes updating your credit check information for existing customers on a regular business. Credit checking is smart business sense and will help you to avoid getting into a business relationship with a company who are unlikely to pay their bills…

10 Cash Flow Problems That Invoice Finance Can Fix

If you run a small to medium-sized business then you might want to find out more about invoice finance. Because invoice finance (also called invoice factoring) is adaptable to many different situations and needs: making it a great tool to have on hand if you hit cash flow problems. But don’t take our word for it – read on and discover 10 of the ways that invoice finance could work for you and your business…

Brushing Up on Invoice Finance

Cash flow is the lifeblood of any business. It is all about timing – the books and outlook can be good, but many small to medium businesses experience cash gaps between delivery and payment. Slower debtor payments or extended payment terms inhibit a business’s ability to invest, exploit larger opportunities or simply manage day-to-day costs.  Increasingly, new and growing businesses are using alternative finance tools – tools that support business performance by streamlining cash flow. Invoice finance is a leading example…
Read more

Expertise First; Product Second

Yes – we have a smart range of alternative business finance solutions. But if we were asked to choose the best thing about working with a Fifo Capital Business Partner, it would be a close race between fast action on immediate needs, and our relationship focused expertise…