Financial Health


Protecting The Family Finances: 3 Essential Steps

Most of us have installed a smoke or burglar alarm at home to protect the safety of our loved ones, right? And yet when it comes to protecting the financial future of our families, although we know it makes sense, we never seem to get round to it. Life always has a habit of interfering. The consequences, however, of not adequately planning for our family’s financial future in the event of some catastrophe are almost too great to contemplate.
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Customer Relationship Management Software: How To Make A Choice

According to many respected business leaders and gurus every company needs to have some form of customer relationship management (CRM) software. But what is it and how will it help your business? If you’re struggling to make sense of the wide choice of CRM options out there, then this article will help to demystify CRM so you can make an informed choice.
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Create Your Own Disney Magic And Keep Customers Happy

There’s no doubting that Disney know a thing or two about how to keep customers happy – they’ve been doing it for 60 plus years after all! So what are the lessons that businesses can learn from the example of Disney? How does Disney keep visitors to their theme parks so satisfied that they boast an amazing 70 percent return rate for first-time visitors?
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Calling All Investors: Top Tips On Investing To Maximise Rewards And Minimise Risk

If you’re like the average Kiwi investor, then your primary investment aim is protecting your investments against inflation and growing capital to cover you in your retirement. However, those traditional investments such as cash and term deposits that offer a high degree of certainty and stability often struggle to achieve a decent return once inflation and tax have been taken into account.
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5 Ways To Ensure A Healthy Lifestyle For Business Owners

Yes, we know there aren’t enough hours in the day, especially if you’re a start-up business owner or a budding entrepreneur. There simply isn’t time to keep active when your business is just taking off. However, being active is an essential part of a healthy, balanced lifestyle and should be as fundamental as sleeping and eating. What’s more, regular exercise also helps you to be more
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6 Ways To Keep The Cash Pumping Through Your Business

Cash is the lifeblood of any business so finding ways to keep the cash pumping through your company is essential. In this article we share six tips as to how you can ensure your business doesn’t run out of the green stuff. Keep some cash in reserve. It’s sensible to always keep some cash in reserve to cover
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Protecting what’s important: how to safeguard your assets

Would you be able to replace your car or household contents should something happen to them? How would your family manage if you were no longer able to work? And what would happen if your home was destroyed by fire? We all hope that none of these things happen to us, but the truth is that often we are not adequately prepared for the worst-case scenario. There are, however, a number of ways in…
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How Much Do You Know About Estate Planning?

It’s a subject that most of us don’t like to contemplate but making adequate provision now for what happens after our deaths should be a priority. Having our finances in order in the event of our deaths, or estate planning as it is more formally known, will save our families an awful lot of hassle and could even save money too.
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A Basic Guide To The Consumer Guarantees Act

Under the Consumer Guarantees Act, your rights as a consumer are expressed as a series of guarantees that the seller makes when you purchase any goods or services for your personal use. This article provides a basic guide to the Act: what’s covered and what’s not covered and what you can do if you think those guarantees have been breached.
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Looking To Save Money? Then Pay With Cash

If you’re looking to save money and make your weekly budget go further then ditch your credit card and start paying for everything in cash. New research suggests that if we pay for goods and services with cash rather than by credit or debit card then we assign more value to the purchases. It’s almost like paying by card doesn’t feel like real money.  In this article we look at what the research tells us about the psychology of spending.
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