The Essential Guide To Buying Your First Home
Buying your first home may be a very exciting time, but it’s also one of the most important, let alone expensive, decisions you will make. So what things do you need to take into consideration when making your choice? Carry on reading to discover our essential guide to buying your first home.
Liberation Is In Your Pot Cupboard
Stainless steel and a shopping list could change your life, it’s true. That crock-pot or large saucepan in your pot cupboard is the answer to the eternal question, what to feed them tonight? If you have an adequate freezer and a microwave your entire meal planning and preparation could be reduced to just three hours a week, all it takes is a little thought.
Do You Know The Difference Between Disinfecting and Sanitising ?
There are so many different terms when it comes to cleaning – clean, sanitise, disinfect, and sterilise to name a few. And when you have a big mess to clean up, you want to make sure you can get rid of it. No one likes germs lurking about!
Protecting The Family Finances: 3 Essential Steps
Most of us have installed a smoke or burglar alarm at home to protect the safety of our loved ones, right? And yet when it comes to protecting the financial future of our families, although we know it makes sense, we never seem to get round to it. Life always has a habit of interfering. The consequences, however, of not adequately planning for our family’s financial future in the event of some catastrophe are almost too great to contemplate.
Fun-Filled Family Time: Get Active With The Kids
There’s no doubt about it life nowadays is busy what with working, commuting, kids and family life. Sometimes it can be hard to fit everything in and usually it’s exercise that falls off the radar when life is so busy. But rather than finding excuses, here are some great ways to get the whole family moving! As well as setting a good example to your kids and instilling a good habit into them, you’ll also be having lots of family fun! So get your trainers on and get active!
Financial Literacy: 4 Ways To Get Good Money Habits Into Our Kids
Budgeting, saving and living within our means are all important life skills. And the sooner we expose our kids to these concepts, the better. And so whether it’s using pocket money, birthday cash gifts or a piggy bank, the more practice our children have at an early age, the better prepared they will be for adult life. In this article we share four simple ways that you can encourage your children to become money savvy.
Basic Guide To Family Trusts
Family trusts are a complex area of the law, but increasingly people are setting them up to protect ownership of their assets and to benefit family members beyond their lifetimes. So what exactly are family trusts and what’s involved? Read on to find out more. What is a family trust? When we set up a family trust we transfer legal ownership of our assets to the trustees.
How Much Do You Know About Estate Planning?
It’s a subject that most of us don’t like to contemplate but making adequate provision now for what happens after our deaths should be a priority. Having our finances in order in the event of our deaths, or estate planning as it is more formally known, will save our families an awful lot of hassle and could even save money too.
Spend Time With Your Family And Loved Ones
When was the last time you told your family and close personal friends that you loved them? Whatever your answer, do it today. Recently my grandfather was admitted to the hospital, just days after his 80th birthday, for heart problems. He’s had heart surgery in the past, and this time, just as in the past, he toughed it out. But any day could be his day, the day when it will be too late to tell him how much he’s meant to me over the years.
5 Ideas On How To Make Christmas Magical For Kids
If you’re smaller than Santa’s elves then Christmas really is a magical time of year. Remember all the excitement, the anticipation and the sheer joy that the Christmas season brings to children. We all have our own family traditions that help to make Christmas extra special for the little ones in our families. In this article we’ve got some ideas on how to create those special memories with your children this festive season.